bunn (bunn) wrote,

  • Mood:

Dog insurance

Tis the season for painful amounts of money to be spend on Mollydog insurance.

She was with M&S pet insurance, and being a lazy person, I would probably have just renewed if someone hadn't pointed out 2 sneaky changes to the policy:

1) The excess on vet bills is no longer £50 - for dogs aged over 9, it's £50 + 15%!

2) They now require you to call a special 'helpline' before you are allowed to rush your dog to the emergency out of hours vet - otherwise they may not cover you.

How crap is that? For one thing, I don't want to be messing trying to get through to helplines if my dog needs emergency care, for another thing, the amount of 'help' they can give in an emergency by phone is likely to be much less than my vet, who is qualified to give advice and has her full medical history, and for a third thing, if you are in the middle of a wood with a dog with a hole in it, you might just not have the phone number for your insurance company, complete with policy number to hand! What are the odds that if you phone them but can't give your full details they refuse to speak to you 'because of data protection'...


Axa was £60 cheaper for better cover - and underwrote the M&S policy anyway.
Tags: dogs

  • Urgh

    That feeling when you've removed 9999 rusty flat-head screws (because of course they are flat-head, so harder to get a grip on) and you prod the…

  • Frost, loot and New Year

    It is very cold! On New Year's Eve, it was snowing as I went out to walk the dogs, though the land down below was clear and green, and the sun…

  • Am extremely cosy.

    The house is full of food and sleepy hounds and dozing cats. We have eaten way too much, and I'm still gently nibbling on a lump of chestnut and…

  • Post a new comment


    Anonymous comments are disabled in this journal

    default userpic

    Your reply will be screened

    Your IP address will be recorded